Sectors · Financial Services
Core integrations, payments and resilience, where correctness is the product.
We build and integrate the systems banks, fintechs and finance functions run on: ledgers, payroll, receivables, identity and reporting. The regulatory calendar is dense; the engineering has to be exact.
What is changing
Resilience, instant payments and identity are now obligations.
The Digital Operational Resilience Act has applied to EU financial entities and their critical ICT providers since 17 January 2025, making resilience testing, incident reporting and third-party risk a supervised discipline. The Instant Payments Regulation followed: from 9 October 2025 euro-area payment service providers must offer Verification of Payee, matching the beneficiary's name to the IBAN before every credit transfer.
Identity is next. eIDAS 2.0 obliges banks and other regulated relying parties to accept the EU Digital Identity Wallet for strong customer authentication, changing how onboarding and KYC are engineered. In the Gulf, national IDs such as UAE PASS already anchor customer identity for banks, and open-finance frameworks are extending the same integration discipline to data sharing.
- 17 Jan 2025
- DORA applies to EU financial entities and their critical ICT third-party providers.
- Source: Regulation (EU) 2022/2554
- 9 Oct 2025
- Verification of Payee mandatory for euro-area payment service providers.
- Source: Instant Payments Regulation (EU) 2024/886
- 2026 onward
- EU Digital Identity Wallets available in every member state, accepted by regulated relying parties for strong authentication.
- Source: Regulation (EU) 2024/1183
What we do here
Our work in financial services.
Core and ledger integrations
Bi-directional integrations between operational systems, payroll, receivables and accounting or ERP ledgers, with reconciliation built in so the books never silently diverge.
Payments and statutory reporting
Payment flows, tax authority reporting and regulatory submissions engineered for exactness and traceability.
Operational resilience
DORA-aligned architecture, testing, incident handling and third-party risk management, delivered by a firm that is itself ISO 27001 and ISO 22301 certified.
Identity and onboarding
eID-based customer and employee onboarding, KYC document processing with AI, and readiness for wallet-based authentication.
Selected work
Engagements in this sector.
Client names are withheld under confidentiality agreements. Each description is limited to the type of client, the region and the scope of our work. References can be provided in a direct conversation.
Integrations to accounting and ERP systems
Finance functions and service providers · Denmark / Europe
Integration platforms connecting operational systems to accounting ledgers, with mapping, reconciliation and exception handling.
Debtor management platform
Organisations with high-volume receivables · Europe
Invoicing, automatic payment matching, reminder and interest schedules and ledger synchronisation, delivered as a product.
Payroll engine with tax authority reporting
Employers with mixed salaried and freelance workforces · Denmark
Payroll calculation, statutory reporting to the tax authority and posting to accounting, in one run.
How we approach it
What is different about this sector.
Reconcile or it did not happen
Every integration we build closes the loop: what left one system is confirmed in the other, and differences are surfaced, not buried.
Exactness over elegance
Rounding rules, cut-off times and regulatory formats are specified, tested and versioned. An edge case in finance is a headline.
Evidence for the supervisor
Resilience, incident and third-party controls are documented as they run, so a supervisory request is a report, not a project.
Products
Products used in this sector.
- Finance & operationsDebtor ManagementAccounts-receivable management from invoicing through reminders to payment reconciliation.Learn more
- People & payrollPayrollA payroll engine with statutory reporting to tax authorities and integration to accounting systems.Learn more
- People & payrollOnboardingAI-assisted onboarding for employees and for large freelance workforces such as interpreters and drivers.Learn more
- People & payrollTime RegistrationDaily working-time registration that meets the EU requirement now written into Danish law.Learn more
Have a system that cannot fail?
Tell us what it has to do, who depends on it, and what would happen if it stopped. We will tell you honestly how we would build it.